Friday, 15 April 2016

Investment or Insurance Which one is better?



Right execution of a monetary arrangement can help you to accomplish your dream of financial freedom. You might know about this yet you might be confuse at choosing which is better – investment or insurance. 
Investment and Insurance are two unique things. 
Investment is general commitment, month to month or yearly, which helps you in accomplishing your ultimate financial goals. On the another note, insurance is an approach to secure yourself and your family by paying an amount of premium. 

You enjoy the return on the investment whereas under term life insurance the total guaranteed will go to your chosen one.

You will be considered as a smart investor when you plan the duration and amount which can take you nearer to your financial goals by regular investment whereas you will be considered as a smart insurance purchaser when you arrange the sum which would be sufficient to cover the economic loss caused to your family.

Each investment comes with different duration and risks. On the contrary, when you settle for term insurance, you pay a little premium and get the maximum coverage as death benefits. In any case, in the event of you surviving the policy duration, you don’t get anything.

Hence, ideally you should go for both. The only complication in choosing this way is that you will have to set aside enough cash for both. However, it is not impossible if done through careful planning.


Tuesday, 12 April 2016

Stock Market Closing News Updates Nifty settles above 7700



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Closing bell:
The Indian stock market closed for the second consecutive session on Tuesday. The BSE Sensex ended with a gain of 123 points at 25,145. The BSE Sensex opened at 25,056 touched an intra-day high of 25,180 and low of 24,996.

The NSE Nifty closed with a gain of 38 points at 7,708. The NSE Nifty opened at 7,669 hitting a high of 7,717 and low of 7,663.
 
GAIL, Maruti Suzuki, Tata MotorsDVR, Tata Motors, ZEEL, Hero MotoCorp, Aurobindo Pharma and Dr Reddy's were among the gainers on NSE, whereas Coal India, Tata Steel, Idea Cellular, ITC, Tech Mahindra, HDFC Bank, SBI and HCL Tech were among the losers today.

Out of 1,801 stocks traded on the NSE, 621 declined and 926 advanced today.

A total of 32 stock registered a fresh 52-week high in trades today, whereas 11 stocks touched a new 52-week low on the NSE.

The Indian Rupee was trading down by 4 paise at 66.46 per US dollar.

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Shares of Nestle India hopped more than 5 percent intraday after its well known noodles brand cleared tests directed by Central Food Technological Research Institute (CFTRI). CFTRI has given a perfect chit to Nestle's Maggi after tests under Supreme Court mandate. 

The market continued to be marginally higher in morning exchange with the Sensex rising 78.91 focuses to 25101.07 and the Nifty climbing 23.50 focuses to 7694.90. Pharma, banking and financials, auto and oil and gas stocks picked up while metals stocks lost sparkle. 

The BSE Midcap and Smallcap indices beat, ascending more than 0.7 percent as more than two shares progressed for each share declining on Bombay Stock Exchange. 

ICICI Bank, Lupin, Hero Motocorp, Dr Reddy's Labs and Maruti Suzuki picked up 1-2 percent while Adani Ports, Bharti Airtel, Coal India and Tata Steel declined 1-1.5 percent.

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Tata Motors propelled its Prima scope of substantial business vehicles in Bhutan. 

"The dispatch of the Prima World-Smart scope of overwhelming business vehicles in Bhutan is a vital breakthrough in Tata Motors' proceeded with development in the nation and the South Asian locale," Tata Motors Executive Director Commercial Vehicles Business Ravindra Pisharody said. 

Tata Motors Stock Cost 

On April 12, 2016, at 09:37 hrs Tata Motors was citing at Rs 390.70, up Rs 4.85, or 1.26 percent. The 52-week high of the share was Rs 563.00 and the 52-week low was Rs 266.00. 

The most recent book estimation of the organization is Rs 78.55 for every share. At current esteem, the cost to-book estimation of the organization was 4.97.