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Private sector lender HDFC Bank is expected to report a 21 percent growth in profit after tax of Rs 2,398 crore in second quarter of current financial year 2014-15 compared to Rs 1,982 crore in same quarter last year, according to the average of estimates of analysts polled by CNBC-TV18. Net interest income, the difference between interest earned and interest expended, may grow by 18 percent to Rs 5,275 crore in the quarter ended September 2014 from Rs 4,476.5 crore in corresponding quarter of last fiscal. Loan growth is estimated at more than 18-20 percent year-on-year, which is similar to Q1 growth of 20.7 percent led by corporates while retail growth was modest at 14 percent.

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